Description:
Savings Account Comparison
Contents:
Peoples Choice Credit Union Young Saver Account
It is hard to forecast the inflation levels in any community very far into the future but one thing that is pretty certain is that prices generally will not fall. This means that when your child is ready to go on to higher education, or enter trade school, it will cost more than when you [...]
Peoples Choice Credit Union Christmas Savings Account
People who have not readied themselves for Christmas often find it a financially stressful occasion. Some put everything on their credit cards and worry about paying it all off at exorbitant interest rates early in the new year. The well organised will have pre-saved all the money they need for such an occasion and the [...]
Peoples Choice Credit Union Bonus Saver Account
One of the biggest changes in peoples’ lifestyles to emerge from the Global Financial Crisis (GFC) of 2008 has been the high number of people who are now saving their money rather than spending. Prior to the GFC occurring many people, especially the young, thought nothing of running up large credit card bills as they [...]
Peoples Choice Credit Union Everyday Account
Credit Unions have long been looked on as giving a superior service to that of banks and other financial services who have to create profits for the benefit of shareholders. This is because credit unions are mutual organisations that belong to their members. It is the members who stand to benefit most from any decisions [...]
Peoples Choice Credit Union Offset Account
People’s Choice Credit Union is able to offer competitive products to those offered by the major banks because all its profits are returned to its members to improve the convenience and affordability of all the services and product it offers. Where most other financial organisations have shareholders to answer to who insist on the organisation [...]
Super Investment Options Explained
According to SuperRatings, an independent research company, there are a lot of super fund members who do not know how their super is invested. When members do not choose an investment option, their money is automatically put in a default fund. With the uncertainties and investment losses in the financial market, members are [...]
Aussies Plan To Save More In 2012 Led By Gen Y
Aussies will continue saving their hard earned dollars in 2012 led by Aussies in their 20s.
Gen Y, as most people born from 1982 to 2000 are called, came out tops in the recent Westpac New Year’s Financial Resolution Survey. 2000 Australians were quizzed on their financial habits going into [...]
Saving to Make $1 Million
To be a millionaire is arguably one of the common financial goals people have in the modern world.
It’s one financial goal that has become a social phenomenon what with the growth of game shows, lotteries and casinos enticing the common man to make $1 million the easy way.
While the sensible man’s [...]
How To Choose The Best Deposit Account
Banks will use a variety of ways to get you in their doors, and some of these can be very deceptive. You want to look out for practices such as introductory rates or minimum balances. For all the information, read on to see what to look out for.
AMP First Account Transaction Account
The First Account can allow you to handle as many transactions as you need to for only $5 per month. You can also earn money with a great interest rate on the account. Read to find out more...
Save In The Most Unusual Way
It is not as simple as telling someone to just save. Nowadays it is almost cliche to tell a person to do so. It has to come with HOWs, or better yet, HOW in the most outrageous way. It is all psychological but it will most definitely help one save more.
One [...]
iSurvive An Aussies guide to surviving the latest innovations in mCommerce
We have made it far since the handy but bulky phones of the 1990s, to the appearance of savvy mobile technologies from companies such as Apple, HTC, Nokia, and Samsung. They have fostered in thinning our over-sized wallets by putting aside our credit cards and billing information. It has become even easier to [...]
Could ATM Advertising Spell End of ATM Fees?
Nobody appreciates ATM fees, be it debit card transactions, out-of-network ATM transactions or the dreaded stand-alone machines in convenient stores, shops and pubs which charge inflated fees.
Enter Clint Townsend, a 25-year-old entrepreneur from Brooklyn who is building a network of ATMs that dispense cash for free. The only catch is that [...]
Term Deposits A Great Investment Option
With more and more Australians saving money, the dilemma on how to maximise their savings is gradually emerging. Traditionally, savings are put in a conventional savings account in a bank but customers are hardly satisfied with a measly 5% per annum earning which pushes them to find alternative ways on maximising the usage or earning [...]
The Way To Save: Big Things Start From Small Beginnings
Admit it: saving is easier said than done. Some blame it to the thin line between “needs” and “wants,” while others say they are simply not compensated enough. The key to successful saving is actually not depriving yourself but learning how to start from small beginnings and end up with big things.
[...]
How Offset Accounts Can Get You Considerable Savings
Tired of the usual 2% (or less) interest per annum that your money earns in a normal savings account? It’s probably about time to consider other options like investing in offset accounts.
An offset account is a type of a savings account where the principal investor or depositor forgoes direct interest earnings from the offset account [...]
Great Bank Deals In Place Of Fees
Banks ares giving away enticing deals, rebates and fee-free services in an attempt to lure them back. Most major banks are promoting its fee-free everyday banking with giveaways and free overseas services.
Citibank revived its Citibank Plus Transaction Account with additional fee-free features. It scrapped out the service fees of cheque issuance, cheque dishonour, extra statement [...]
Are Banks Too Competitive For Their Customers Own Good?
In recent years Aussies have spurred the growth of the debit card market due to the debit card’s practicality and ease of use. As a result, banks have been very aggressive to make their own debit cards more attractive to customers than other banks.
Could this aggressiveness in gaining a chunk of the debit card market [...]
Bendigo SmartStart Super Smart Saving For The Future
A new and simple way to save for the future is presented by the new wealth division of Bendigo and Adelaide Bank. The Bendigo SmartStart Super is a low-cost fund that offers a diverse option of five passive index funds and five actively managed funds that can be mixed and matched to fit the different [...]
Super Funds Investing in Term Deposits
The current worldwide financial crisis is encouraging investors to look at term deposits for the best secured high interest investment. So much so that even fund companies are attracted to term deposits.
One of Australia’s largest super funds, AustralianSuper, is launching a range of term deposits as an alternative to [...]
Eliminate unwanted fees from your account and start SAVING!
Financial advisers and product providers are getting around $2 billion each year out of investors’ accounts in exchange for financial advise that a number of investors, reportedly, are not actually receiving. Yes, it is indeed outright “robbery” and investors seem helpless about it. Good thing, laws caught up with the said scam.
Hidden fees, trailing [...]
First Home Saver Account Tips
First Home Saver Accounts are beginning to become popular as first-home buyers start to see the benefits of this product.
First Home Saver Accounts were first introduced in 2008 but were unpopular with clients who saw them as very inflexible.
Recent changes made by the government have made the product more attractive to first-home buyers. [...]
Superannuation Is It Enough By The Time You Need It?
Superannuation Minister Bill Shorten made a shocking announcement that many Australians set to retire soon do not have enough money for retirement. More inclined to this situation are those with superannuation accounts exposed to shares.
The threat of another global financial crisis and a double-dip recession in the US and Europe have gravely affected superannuation account [...]
Teachers Credit Union Christmas Savings Account
Christmas is expensive, and with the cost of holidays on the rise it makes perfect sense to start saving as early as possible for the festivities. The Teachers Credit Union may just have created the perfect Christmas savings account, which will ensure everybody in your household has a very happy holiday.
Teachers Credit Union First Home Saver Account
Saving for a property is harder than ever, but with the help of the government and The Teachers Credit Union it may be about to get a little easier. Read on to find out why, and how you can get your hands on 17% extra in savings each year from the government themselves.
Teachers Credit Union Everyday Account
The Teachers Credit Union Everyday Account gives you access to your money whenever you want it. If you need a transaction account that lets you make an unlimited number of transaction each month in return for a small monthly fee, this account is ideal for you.
Teachers Credit Union Everyday Direct Account
The Teachers Credit Union Everyday Direct Account gives you the freedom to enjoy an unlimited number of transactions on your account every month. This makes day-to-day banking much easier for many people. Theres the added availability of waiving the monthly fees, too.
Teachers Credit Union Cash Management Account
The importance of saving money has risen in recent years, and with the Teachers Credit Union Cash Management Account now available, many savers may have found a new home for their money. Find out how the account works, and why your age could help you earn more interest.
Practical Ways To Save In Hard Times
These days, there is plenty of negative finance-related news out there that Australians can no longer ignore it and look away. Fortunately, there is still a way to survive another global downturn simply by saving. Though it may not be as obvious, Australians are already saving.
Whatever it is the [...]
Investors find term deposits appealing in a down market
Term deposits are very appealing to Australian investors right now; it’s a simple investment where an investor knows exactly what he is getting.
Investors whose optimism are currently weighed down by concerns over the European debt crisis, the US debt levels, carbon tax, a patchy economy and volatile shares market [...]
Aussie Banks: Electronic Payments will phase out Chequebooks
Australia and New Zealand Banking Group Limited (ANZ) and Commonwealth Bank of Australia (CBA), two of Australia’s biggest banks, announced that consumers might start shouldering the cost or at least a part of cheque issuances due to the continuous decline in its total usage. The banks cited the continuing decline of cheque usage [...]
Financial Lessons You Must Know For A Better Future
Changes in one’s financial world are a never-ending process: from taking advantage of career opportunities, to getting the first mortgage, to starting a business. Getting married the first time, or second time, to running an empire, changes in one’s status can be constant for some. So unless one has a back up plan, they [...]
Investments And Savings Which One Is For You?
Investments are like savings with a twist. Although it is more risky, the returns are greater. Different generations are observed to save and invest differently. Everyone has a certain comfort zone in investing; others are comfortable with investing their money in the share market whilst some prefer a simple investment such as a [...]
Preparing For A Guilt-Free Christmas
With Christmas just around the corner, planning is every bit essential as it is executing one’s plans. So plan now and plan well. Save up some cash for a guilt-free Christmas shopping!
Start with getting a job during the Holiday Season. There are a lot of retail stores out there needing an extra hand and would [...]
The Art Of Maintaining A Budget
Everyone knows what budgeting is and the basics on to how to get it done but as we all know, it is easier said than done. There are courses and books about it. It can be seen in different forms: a spreadsheet for the next generation individuals, a notebook or diary for the simple ones. [...]
ME Bank Standard Term Deposit Account
Are you wondering whether a Standard term deposit account would be ideal for you? Many people choose to opt for the security of a term deposit account. The main advantage to this type of account is the fact that you know exactly how much you are getting at the end of the term. You also [...]
Waste No More
According to a research conducted by The Australia Institute, Australia is wasting more than $5.2 billion in food alone in a year. Furthermore, the chart was able to show how much the result works out per person and household for each state. The survey was carried out through 1603 main grocery buyers in October 2009. [...]
Lifestyle Vs. Cost Of Living
It is a never-ending battle, on one end blaming bills and skyrocketing prices, and the other the consumer’s way of life. Often nothing can be done about it but it would be nice to revisit certain details to help Aussies manage their finances.
What we know so far is that the average Aussie home shells out [...]
Savings Account Tax Tips
Most people take tax as a foregone expense, most especially savings tax since it is automatically debited from ones bank account.
George Cochrane of Cochrane Investment Services Pty Ltd believes this should not be the case. Some knowledge in tax laws will go a long way in helping customers save extra dollars on their [...]
Australias Unclaimed Riches Now At $636 Million
There is a notion going around that Australia is a money-obsessed society. This may not be true at all. One may not even go as far as thinking it is a possibility once the numbers start talking. The figures are simple and totally self-explanatory.
There is a lot of unclaimed money in Australia, some not even [...]
What does the RBA rate cut mean for Australian savings account holders?
Last Tuesday the Reserve Bank cut interest rates by one quarter of a percent. This is good news for those carrying debt with either credit cards or home loans if the interest rate cut is passed on to customers.
However, if you are saving and have a high interest savings [...]
ME Bank InterestME High Interest Transaction Account
Choose the InteresME transaction account offered from ME, and enjoy the benefit of a transaction account while earning the high interest of a savings account. Individuals will benefit from earning 4.00% per annum in interest rate for balances of $3000 or more. It is a very practical account with easy access to funds when required, and with no limitations on monthly balances required. Save even more with free account maintenance,15 monthly EFTPOS transactions, and no charges pertaining to direct credits and debits.
ME Bank Online Savings Account
The award winning Online Savings Account offered by ME Bank is suitable for individuals wanting to save money while still having instant access to funds during emergencies. Open multiple sub accounts free of charge to help realise your various goals. Earn up to 5.60% p.a. in interest which are calculated daily and take advantage of the zero bank charges of the account. Furthermore, enjoy a restriction free account with no fixed terms, and convenient access to funds via any linked account from an Australian approved financial institution.
ME Bank EveryDay Transaction Account
The ME Bank EveryDay Transaction Account is geared towards being a card that can be used anywhere anytime. With a Debit MasterCard linked to the account it is easy and convenient shop at most stores anywhere in the world. The ME Bank EveryDay Transaction Account also allows for easy online and telephonic purchases with the backing and protection of MasterCard. This account tries to make banking easier and offer you choice and service, even choose the colour of your card with metallic, lime and a pink b****t Cancer Support card available.
ME Bank Super Members Term Deposit Account
The ME Bank Super Members Term Deposit Account is designed to allow members of various industry superannuation funds a banking alternative that is tailored towards their super funds. This account is for any Union that is affiliated to the ACTU or a member of the one of the many superannuation funds that is eligible. This term deposit account will offer eligible members a higher fixed interest rate on a fixed term deposit with a 5.90% p.a. rate on a 6 months fixed term, and a 5.75% p.a. on 12 months.
CUA eSaver High Interest Savings Account
The CUA eSaver is a high interest savings account which does not required a lump sum deposit to earn great interest all year around. A 5.15% standard variable rate per annum applies, which is very good when you consider that the funds are not locked away for a specific duration of time. Access your funds easily anytime with free Internet and telephone banking and set up debit, credit and payment facilities. Earn high interest even if you do not have a large sum of money to invest as the account only requires $1 to open and $0 to remain open.
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